The only Flat-Fee Exclusive Buyer’s Agency in the Country
Exclusive Buyer’s Agents (EBAs) represent buyers 100% of the time. They work for companies that never take listings and never represent sellers, so there is never a conflict of interest that will jeopardize your negotiating position. HelpUBuy America can help you buy the new or existing home of your choice at the lowest possible price and with the best terms. We offer the highest level of consumer protection – anywhere. And we do it at no cost to you.
HelpUBuy America has a stellar reputation with the Better Business Bureau, the Texas Real Estate Commission, the National Association of Realtors, the National Association of Exclusive Buyer Agents, and Consumer Advocates in American Real Estate. In addition, HelpUBuy America has been named the best buyer’s agency in Texas in 2015, 2016, 2017 and 2018 by Wealth and Financial International Magazine!
HelpUBuy America has been protecting the rights of Texas homebuyers since 1995!
Types of Agents
In Texas, unless you have an agreement with a real estate agent (written or oral), ALL agents represent the Seller. It’s their job to get you to spend more money and to assume more risk. When you’re buying a home, that’s NOT what you want!
A dual agent represents the buyer and the seller in the same transaction. The Broker collects a double commission and the parties have no representation. Consumer advocates call dual agency the biggest scam in America real estate. In fact, dual agency is illegal in every industry except real estate.
Texas is a dual agency state, except it’s called “intermediary agency.” It means the Broker can represent both the buyer and the seller in the same transaction with written permission from the parties (which is most often requested shortly before the buyer is ready to make an offer). Consumer Advocates in American Real Estate (CAARE) says that “intermediary agency is actually worse than dual agency because it legalized the intentional misrepresentation of dual agency.” We agree.
Regular buyer’s agents work for companies like Keller Williams, RE/MAX, Redfin, and others. A Buyer’s Agent becomes an intermediary when their buyer/client purchases an in-house listing. If you want to buy one of the broker’s listings you must either 1. Agree to downgrade your level of representation and protection and use an intermediary, not a buyer’s agent or 2. Waive your right to representation completely. That means the agent that’s been showing you around is now obligated to tell the seller everything they know about you and to negotiate against you.
Exclusive Buyer’s Agents
Exclusive Buyer’s Agents (EBAs) represent buyers 100% of the time. Unlike dual agents, intermediaries, or regular buyer’s agents, EBAs work for companies that never take listings and never represent sellers. Therefore, there is never a conflict of interest that will jeopardize your negotiating position, and you’ll never be forced to give up representation. Exclusive Buyer’s Agency is endorsed by consumer advocates and dozens of publications like the New York Times, Wall Street Journal, Money Magazine, Motley Fool, Bloomberg, and lots more.
An Exclusive Buyer’s Agent Will…
- Keep your motives and budget confidential
- Protect your best interests at all times
- Educate you about market conditions and the home buying process
- Perform market price comparisons and protect you from over-paying for a home
- Negotiate exclusively on your behalf, obtaining the best price and terms
- Fulfill fiduciary duties and adhere to high standards of ethics and integrity
- Provide the true facts as to value, market/neighborhood conditions, and obvious physical defects
- Give you the facts, good and bad
- Have a legal and ethical obligation to put your interests first!
- Provide these services and more at no additional cost to you
Because our fee is paid out of the seller’s proceeds at closing, there is no additional cost for our services.
Working with us should be the least stressful part of your homebuying experience! We don’t need to threaten our buyers to remain loyal to us. That’s why we don’t ask you to sign a lengthy, restrictive, long-term Buyer’s Representation Agreement. In fact, our agreement reads more like a disclosure. Our clients stay with us because we are great at our job! We know construction and can spot defects in a property before you waste money on a home inspection. We’ll teach you how to shop for the cheapest mortgage and make sure your lender doesn’t rip you off. We are expert negotiators and provide an unmatched level of service. Threatening to sue a buyer if they don’t use us to buy a house is just not the way we do business. If you don’t like us, you are free to walk away without any obligation or fear of retribution. If we don’t like you, we’ll cut you loose rather than neglect you and hope you go away on your own. HelpUBuy America is about honesty and integrity. You simply will not find a company more committed to protecting the rights of homebuyers than us.
One-on-One Dedicated Service
Working with us means you get your very own dedicated agent, not a member of an inefficient, error-prone real estate team. Your file won’t be passed on to an admin or transaction coordinator. Your EBA will be your point of contact from start to finish. No admins. No undertrained agents. No opportunity for things to fall through the cracks.
Bonuses and Incentives
It’s not uncommon for sellers, builders, home warranty companies and others to offer buyer’s agents enormous bonuses as an added incentive to sell their property or to sign up for their service. We think that’s wrong. HelpUBuy America agents don’t accept bonuses or sales incentives of any kind; not even a coffee mug. We work for no more & no less than 3% of the sales price (full service), or our stated flat-fee (flat-fee program). Any and all sales incentives are passed along to our buyer/clients. You will never, ever have to worry about us steering you into a home for our own financial gain.
Flat-Fee or Full Service Pricing
From our perspective, it’s the same amount of work to help you buy a $250,000 house as it is to buy an $800,000 house. It’s a LOT more work, however, to show you dozens of houses, write multiple offers, or to help you buy a short sale, FSBO, foreclosure, or to help you build a home from the ground up. With all this in mind, HelpUBuy America offers two pricing programs to serve your home buying needs.
Traditionally, real estate commissions are a seller’s expense. When a seller lists their home for sale with a real estate broker, they agree to pay that broker a fee to market and sell their home. When the broker inputs the listing into the Multiple Listing Service (MLS), he or she agrees to share the commission with the agent who brings the buyer. Working with us costs you nothing and can save you thousands!
About Alysse Musgrave
In over 24 years of helping people buy homes in D/FW, Alysse Musgrave has not once represented a seller.
Not only does this position Alysse as an expert and industry leader in residential real estate, but it also guarantees that her clients will never have to worry about a conflict of interest when it comes to buying their next house. Alysse’s unflinching honesty has earned her a stellar reputation with her client base, who appreciate the fact that her standards are often even higher than their own. Alysse can spot structural issues in a matter of minutes, and she will personally foot the bill if a house doesn’t appraise or pass inspection. Whether she’s training new agents or helping her clients find their next home, Alysse is uniquely well-versed in her field and utterly committed to providing an exceptional customer experience.
Alysse Musgrave is the broker/owner of HelpUBuy America and a graduate of Texas A&M University and the Sheffield School of Interior Design. She is a contributing writer for Zillow Group and the author of 4 books including the internationally acclaimed and best-selling “Buying a Home: Don’t Let Them Make a Monkey Out of You!” now in its 6th edition.
Endorsers of Exclusive Buyer’s Agency
Exclusive Buyer Agency is endorsed by all the consumer good guys like Dave Ramsey, Ralph Nader, Jean Chatzky, and Suze Orman. Even the Department of Justice recommends that buyers hire an Exclusive Buyer’s Agent rather than a traditional agent!
Note: HelpUBuy America is not a part of Ramsey’s endorsed realtor program where agents pay a monthly fee and referral fee to be included in the program. Our accolades and endorsements are earned, not purchased.
“Home-buyers may not realize that the friendly real-estate agent who has shown them through dozens of homes and shared their secrets is legally obliged to use that information to help get the best possible price and terms for the seller.”
“Even though a traditional agent may spend hours and hours with you, her allegiance isn’t to you at all. It’s to the seller, and in this regard her main motivation is to get as much money out of you as possible. “
US News & World Report
“Buyer brokers: agents that buyer’s call their own…” “If your real estate agent isn’t a buyer broker, he works for the seller.” “Buyers no longer have to fend for themselves”
“Agents: How to hire one for your side.” “Most agents who show you homes don’t represent your interests. They work for the seller, and their object is to sell the house at the highest possible price.”
Wall Street Journal
“But consumer advocates say [dual agency] cheats both buyers and sellers, denying them an agent’s allegiance and undivided attention at a time when they’re making a major financial decision. ‘You’re either loyal or you’re not. It’s like being slightly pregnant,’ says Maureen F. Glasheen, former counsel to the New York Secretary of State, who opposes dual agency.”
What you need is what’s known as an “exclusive buyer agent.” – CNN Money – “Money 101, Lesson 8: Buying a Home”
US Dept. of Housing & Urban Development
“Although… agents and brokers provide helpful advice, they may legally be representing the interests of the seller and not yours.” “Shopping for Your Home Loan: HUD’s Settlement Cost Booklet”
“(Buyer) brokers are obliged to get buyers the best deal possible, they approach a house with a critical eye for apparent flaws. “
“Confide to a traditional real estate broker that you’re prepared to bid as much as [$xxx,xxx] on a house, and the broker will tip off the seller. Tell a buyer-broker, and the seller will never know.”
Los Angeles Times
“Exclusive buyer’s agents work only for consumers and often can save them money… [they] are not tied to any particular property or agency, so they will show buyers any home, even those for sale by owner.”
Consumer Federation of America
“If you want representation, work with a buyer broker. They are legally obligated to represent your interests in any negotiations with sellers.”
New York Times
“A buyer’s broker is prohibited from disclosing to a seller that the buyer can, or will, pay more than what has been offered… To eliminate conflict of interests, exclusive buyer agents do not take listings. Buyer’s broker make a great deal of sense.”
“Unlike traditional agents, EBAs don’t work for listing brokers, so they avoid the risk of dual agency — when one broker represents both parties. EBAs are still paid by the seller, but they can promise to represent your interests exclusively throughout the transaction and help you negotiate the lowest price.”
Repeat business or referrals
HelpUBuy America has been protecting the rights of home buyers since 1995. We have hundreds and hundreds of happy clients. Check out our reviews on Zillow, Trulia, HAR, Facebook, and elsewhere.
Dr. Alan Frol, Coppell
Darla Waverly, Plano
By best selling author and consumer advocate Alysse Musgrave….
Learn how to buy a home without getting ripped off! Written as a guide for anyone in the market for a new home, “Buying a Home: Don’t Let Them Make a Monkey Out of You!” shows how to avoid the financial traps and pitfalls that the real estate and mortgage industries have set for you. Available for US, Texas, and Spanish speaking homebuyers.
Available at Amazon and Barnes & Noble in paperback or for the Kindle and Nook.
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850 S. MacArthur Blvd
Coppell, Texas 75019
1707 Post Oak Blvd Suite 558
Houston, TX 77056
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HelpUBuy America doesn’t represent Sellers or take listings. We can, however, refer you to a great listing agent and/or teach you how to save money on the sale of your current home.