Protecting the Rights of Texas Home Buyers Since 1995
HelpUBuy America is the country’s only flat-fee Exclusive Buyer’s Agency. It’s our job to help you find, buy and finance the home of your choice at the lowest possible price and with the best terms.
We Put You First.
Always. All Ways.
A fiduciary duty describes a relationship between two parties that obligates one to act solely in the interest of the other. When you buy a home or get a loan through HelpUBuy America, we accept the responsibility to act in your best interest at ALL times.
Exclusive Buyer's Agents
In a landscape where the home buyer is at a disadvantage by default, we’re here to go to bat for you. With a buyer-centric approach, unvarnished advice, and decades of experience, HelpUBuy America is your go-to if you’re serious about finding, purchasing, and financing a home you’ll love.
LOW COST MORTGAGES
Not only is HelpUBuy America your bias-free solution for purchasing your new home, but it’s also your home financing HQ as well. No need to put yourself through the wringer of shopping around for the best rate; we’ll help you find the most appropriate financing at the lowest rate right here!
it’s our job
We protect you from bad lenders, agents, inspectors and sometimes from yourself.
Our job is to help you avoid costly mistakes when you buy a home. That means we will make sure your lender, title company, inspector, and appraiser treat you fairly. We’ll help you pick a floor plan that not only works for your family but will also appeal to a large pool of buyers when it’s time to sell. If we think you’re heading down the wrong path we’ll say so. We’ll point out the positives and negatives of each home to help you make an informed decision, and we’ll help you formulate a negotiating strategy. We won’t try to sell you a higher priced home to pad our commission, and we’ll help you find the most suitable loan for you. You simply will not find a real estate agency more committed to home buyers than us.
flat-fee or full service
HelpUBuy America offers two pricing programs to accommodate your home buying needs: flat-fee and full service. If you’re a buyer that doesn’t need to tour a lot of homes, our flat-fee program allows you to receive a rebate at closing to use toward your closing costs, moving expenses, furniture..whatever you need! First-timers and buyers who need more time and attention generally prefer our all-inclusive full-service program. Either way, you’re getting the highest quality buyer representation available – anywhere!
Low Cost Mortgages (coming sooN)
HelpUBuy America now offers financing options for home buyers who want a one-stop home buying experience. We offer the lowest possible rates and fees, quick closings, and a wide variety of loan programs from which to choose. We offer special pricing to buyers who both purchase a home and finance through us.
No restrictive contract
We don’t need to threaten our buyers to remain loyal to us. That’s why we don’t ask you to sign a lengthy, restrictive, long-term Buyer’s Representation Agreement. In fact, our agreement reads more like a disclosure. Our clients stay with us because we are great at our job! We know construction and can spot defects in a property before you waste money on a home inspection. We’ll teach you how to shop for the cheapest mortgage and make sure your lender doesn’t rip you off. We are expert negotiators and provide an unmatched level of service. Threatening to sue a buyer if they don’t use us to buy a house is just not the way we do business. If you don’t like us, you are free to walk away without any obligation or fear of retribution. If we don’t like you, we’ll cut you loose rather than neglect you and hope you go away on your own. HelpUBuy America is all about honesty, integrity, and competence.
One-on-One Dedicated Service
Working with us means you get your very own dedicated agent, not a member of an inefficient, error-prone real estate team. Your file won’t be passed on to an admin or long distance transaction coordinator who is neither licensed nor knowledgable about Texas real estate. Your EBA will be your point of contact from start to finish. No admins. No undertrained agents. No opportunity for things to fall through the cracks.
no additional cost to you
Traditionally, real estate commissions are a seller’s expense. When a seller lists their home for sale with a real estate broker, they agree to pay that broker a fee to market and sell their home. When the broker inputs the listing into the Multiple Listing Service (MLS), they agree to share the commission with the agent who brings the buyer.
Bonuses & Incentives
It’s not uncommon for sellers, builders, home warranty companies, and others to offer buyer’s agents enormous bonuses as an added incentive to sell their property or to sign up for their service. That’s good for the agent but horrible for the buyer. HelpUBuy America agents don’t accept bonuses or sales incentives of any kind; not even a coffee mug. We work for no more & no less than 3% of the sales price (full service), or our stated flat-fee (flat-fee program). All sales incentives are passed along to our clients. You will never, ever have to worry about us steering you into a home for our financial gain.
Your real estate consultant for life
We don’t go away after closing. We’ll be here to help you protest your taxes, file your homestead, eliminate mortgage insurance, refinance, and repair/update your home. And when it’s time to sell, we’ll be here to help. While we don’t represent sellers in the traditional sense, we’ll be happy to give you a free MLS listing and help you through the sales process or refer you to a great listing agent. We’re here for you. Forever.
BUYERS BE AWARE
The Vast Majority of Agents
are Dual Agents!
In Texas, without a written or oral agreement, ALL agents represent the seller. It’s their job to get you to spend more money and to assume more risk. When you’re buying a home, that’s NOT what you want! To protect yourself, it’s imperative that you learn about the different types of agents.
A dual agent represents the buyer and the seller in the same transaction. The broker collects a double commission and the parties have no representation. Consumer advocates call dual agency the biggest scam in American real estate. In fact, dual agency is illegal in every industry except real estate.
Texas is a dual agency state, except it’s called “intermediary agency.” It means the Broker can represent both the buyer and the seller in the same transaction with written permission from the parties, which is most often requested shortly before the buyer is ready to make an offer.
regular buyer's agent
Regular buyer’s agents work for companies like Keller Williams, EXP Realty, Redfin, and others. A buyer’s agent becomes an intermediary when their buyer purchases an in-house listing. That means the agent that’s been showing you around is now obligated to tell the seller everything they know about you and to negotiate against you.
exclusive buyer's agents
Exclusive Buyer’s Agents represent buyers 100% of the time. There is never a conflict of interest that will jeopardize your negotiating position. Ever. Exclusive Buyer’s Agency is endorsed by all the consumer good guys from Suze Orman to Dave Ramsey, and dozens of publications like the New York Times, Wall Street Journal, Money Magazine, Motley Fool, Bloomberg, and lots more.
Flat-fee, Full Service or
We created our flat-fee program to incentivize buyers to help us manage our workload and to enable us to work with as many home buyers as possible. As such, if you’re willing to do some of the work, we’re willing and eager to share in the reward. This program limits the number of houses we show and the number of trips we take, but otherwise provides you the same high level of service we give to our full-service clients.
Our full-service program is perfect for first-time home buyers, out-of-state buyers, or anyone who doesn’t want to feel restricted by the limitations of the flat-fee program. There is no limit to the number of homes we’ll show, and we’ll make as many trips as necessary to find you the right house. Foreclosures, FSBO, short sales…nothing is off the table with the full-service program.
Unbundled services are meant to bridge the gap between using a full-service real estate agent and going at it alone. Maybe you’ve sold your home ‘by owner’ and just need someone to write the contracts or manage the transaction. Or, maybe you’re a buyer who needs pricing information and reports, or advice on a particular home. We can attend closing with you or review an inspection report. Our a-la-carte menu allows you to pay just for the services that you need. Wherever you are, we’re here to help you accomplish your goal with minimal expense.
Exclusive Buyer’s Agents
Keep your motives and budget confidential
Protect your best interests at all times
Educate you about market conditions and the home buying process
Perform market price comparisons and protect you from over-paying for a home
Have a legal and ethical obligation to put your interests first!
Negotiate exclusively on your behalf, obtaining the best price and terms
Fulfill fiduciary duties and adhere to high standards of ethics and integrity
Provide the true facts (good and bad) as to value, market/neighborhood conditions, and obvious physical defects
Provide these services and more at no additional cost to you
We’ve been in business since long before online reviews were a thing, but now that they are, you’ll find many a glowing review of us on Zillow, Trulia, Google, Yelp, HAR, Facebook, and elsewhere. HelpUBuy America has a stellar reputation with the Better Business Bureau, the Texas Real Estate Commission, the National Association of Realtors, the National Association of Exclusive Buyer Agents, and Consumer Advocates in American Real Estate. In addition, HelpUBuy America has been named the best buyer’s agency in Texas in 2015, 2016, 2017, and 2018 by Wealth and Financial International Magazine!
Christoffer Koch | Dallas
“Alysse is an excellent independent, exclusive buyers’ agent. Because she works with buyers only, she puts your interests first and is very transparent at every step of the process. She very professionally guided us through the whole home buying process as first-time buyers. We were very impressed by her negotiation skills, promptness in response and knowledge of the local housing market – we highly recommended her to anyone buying a home in the DFW metroplex.”
Raja Khazen | Houston
Paul & Tina Lorenz | Frisco
“We have purchased (3) homes in the past couple of years with Alysse Musgrave, and she has worked with our daughter before that. She is dedicated from beginning to end making sure you are purchasing the right property for you, one step ahead of anything that could come up, knew every location we inquired about, and left you with the complete feeling that she really cared about us and the properties we were getting. We would highly recommend her to anyone.”
Andrew Smith | Mckinney
Corey & Britney | Houston
Alysse helped us purchase a house in a very competitive Coppell market after we hired as as Exclusive Buyer’s Agent (EBA). Her local expertise was very helpful and her dispassionate opinions about the properties we were seeing helped us make an informed decision. After showing houses, she follows up with a detailed email on pros and cons. We learned so much from her and her eye for detail is incredible. Most importantly, we always felt she was batting for us and was always in our corner. I would recommend Alysse to everyone and encourage potential buyers to look into EBA.
Repeat Business or Referrals
y’all means all
All Are Welcome Here
Promoting honesty, integrity and ensuring ALL persons are treated with respect, dignity and fairness has been the driving force of our company since we opened our doors in 1995.
All Sexual Orientations & Identities
All Religions & the Non-Religious
All Countries of Origin
All Abilities & Disabilities
All Political Affiliations
Endorsers of Exclusive
The concept of an exclusive Buyer Agency is endorsed by all the consumer good guys like Ralph Nader, Jean Chatzky, and Suze Orman. Even the Department of Justice recommends that buyers hire an Exclusive Buyer’s Agent rather than a traditional agent.
meet our broker
Alysse Musgrave has been helping people buy homes in Dallas for 27 years.
Not once has she represented a seller.
This distinction makes Alysse both an expert and an industry leader in residential real estate. It also guarantees that her clients will never have to worry about a conflict of interest when it comes to buying a home. She has their back.
Alysse’s unflinching honesty has earned her a stellar reputation with her clients who love that her standards are frequently higher than their own. Alysse can spot structural issues in minutes, and she personally foots the bill if a house doesn’t appraise or pass inspection.
Whether she’s training new agents or helping a client find their next home, Alysse is uniquely well-versed and utterly committed to providing an exceptional customer experience every single time.
B.S., Texas A&M University – College Station
Sheffield School of Interior Design NYC – Graduate
Mortgage Broker (Texas)
Zillow Group – Contributing Writer
Best Selling Author of Four (4) Books including the internationally acclaimed and best-selling “Buying a Home: Don’t Let Them Make a Monkey Out of You!” now in its 7th edition.
Graduate of the Realtor Institute (GRI), Certified New Home Sales Professional (CSP), Accredited Buyer Representative (ABR), Real Estate Negotiation Expert (RENE), e-Pro
By Best Selling Author and Consumer Advocate Alysse Musgrave
Learn how to buy your next home without getting ripped off! Written as a guide for anyone in the market for a new home, the 7th edition of the best selling, “Buying a Home: Don’t Let Them Make a Monkey Out of You!” shows you how to avoid the financial traps and pitfalls that the real estate and mortgage industries have set for you.
Available for US, Texas, and Spanish speaking home buyers in paperback or for your Kindle, Nook, or IOS device.
We encourage you to reach out well in advance of your anticipated move date to discuss possible representation so that you can be added to our queue. Don’t Worry: Filling out this form is not going to cause us to deluge you with phone calls and emails so that you’re sick to death of us before we even get started. We’ll let you know if we can help you, show you the next steps, and you decide where we go from there. If we’re unable to assist you, we’ll try to help you find someone who can. No pressure. No worries.
Addison, Allen, Argyle, Bedford, Carrollton, Celina, Colleyville, Coppell, Corinth, Dallas (parts), Denton, Double Oak, Euless, Farmer’s Branch, Flower Mound, Frisco, Ft. Worth, Grand Prairie, Grapevine, Highland Park, Highland Village, Hurst, Keller, Lake Dallas, Lakewood, Las Colinas, Lewisville, Little Elm, McKinney, Melissa, North Richland Hills, Northlake, Oak Lawn, Plano, Preston Hollow, Prosper, Richardson, Roanoke, Southlake, The Colony, Trophy Club, University Park, Uptown, Valley Ranch, White Rock Lake
Addicks, Alief, Clear Lake, Cypress, Galleria, Houston, Houston Heights, Humble, Katy, Kingwood, League City, Memorial, Montrose, Museum District, Pasadena, Pearland, Rice Village, Richmond, River Oaks, Spring, Spring Branch, Sugarland, The Woodlands, Tomball, Uptown, Westchase
Here’s a Common Scenario
Suppose you attend an open house; or drive by home with a sign in the yard; or see a beautiful home listed for sale on Zillow.
You call the number on the yard sign or complete an online form to request more information from the listing agent. This agent was hired by the owners of the house to sell their property and to get them as much money as possible.
The listing agent offers to show you the house, and you schedule a showing. At the property, they walk you through the home, highlighting all the positive features and glossing over or outright not mentioning any negatives. Texas is a buyer beware state; that means it’s up to you to uncover problems with the properties condition or valuation on your own.
You like the house but are not ready to commit, so the agent offers to show you some other homes that you might like. Here’s where the trouble begins.
While looking at the first house, the agent represented the seller. Now they are showing you other agent’s listings in which they would represent you as a buyer’s agent, should you opt to buy one of those homes.
In the meantime, you’ve given them a clear picture of your purchasing power and your level of motivation. If you decide to buy the first house, (or any of their company’s other listings), they have to turn you over to someone else in their office but would be legally obligated to tell their seller/client everything they know about you. And, from the seller’s standpoint, the agent used their house as a source of buyer leads. The seller most likely shared all of their secrets with this agent, only to have that information used against them if both the buyer side and seller side of the transaction are handled in-house with the same broker.
It’s a convoluted mess, it’s unfair to both the seller and the buyer, and the only ones who win here are the Realtor and their broker.
The only way to avoid these types of conflicts is to work with a single agency, like HelpUBuy America.