Lease-Purchase Option

There’s more than one way to buy a home. Though not for everyone, the lease with purchase option program can be a great way to finally buy the home of your dreams.

Good income but bad credit? We can help.

Have you been turned down by your lender? Having a hard time finding a decent rental home in a good school district? Do you have good credit but are losing bids because other buyers have more cash than you? The lease-option program lets you lease nearly any home currently listed for sale, with no obligation to buy in the future!


Pre-approval is free and takes approximately 24 hours. Full approval costs $75 per household.

Select a Home

Choose a home priced between $200-550K within an approved area. Our investor will purchase the property for you in cash.


Lease the property for up to 3 years. Rents start at $1,700 per month.

Purchase the Home

Once you qualify for a mortgage you can purchase the home at a predetermined price or just walk away.



  • $50K/year minimum household income
  • Minimum 550 credit score
  • Double deposit (refundable)
  • No evictions
  • No felonies
  • No open bankruptcies
  • Home must be in a good school district and have no major defects

Strategic Home Buying

In a strong seller’s market, even buyers with excellent credit are having a difficult time winning a bid on a good house. Cash is king when the complications of loan approval and low appraisals are removed. Our investor will pay cash for your home, increasing your chances of winning a bid on your dream home.


Watch This

Learn more about the lease with option to purchase program by watching this video. If you have any questions about the program let us know. We’re here to help you determine your fastest and most cost-effective way to move into a home of your very own.



The Pros and Cons

Low Commitment

Your only commitment is to a one-year lease. At the end of the year, you can renew your lease, purchase the property, or move. Rents can increase no more than 3.75% a year.

Fixed Price Increases

The right-to-purchase price increases by 5% each year. In areas where homes appreciate more than 5%, you can purchase the home at a price that’s below market value. If appreciation is less than 5%, you can walk away and your security deposit will be refunded to you.

House Repaired Prior to Move-In

The house will be improved as needed before you move in. Our investor will paint, replace flooring, etc. at their expense. The cost to improve the property and closing costs will be added to the right to purchase price.

Two-Month Deposit

Your two-month deposit is treated like a security deposit and is fully refundable when you move out, assuming the house is left in  good condition.

Maintenance Fee

A $2,500 maintenance fee is added to the right-to-purchase price to cover the cost of ongoing maintenance. If you opt NOT to purchase the home, you will not be responsible for this fee. If the cost to repair the property is less than $2,500, the right-to-purchase price will be reduced accordingly.

Higher Rent

This is a FOR-profit venture for our investor. Part of their profits come from charging above-market rent. Sometimes much higher. Even so – when used properly – a lease-option can be a smart and cost-effective way to get into a home.


This program isn’t for everyone; it’s not meant to be. But for people who can’t immediately qualify for a mortgage and who are sick of moving and changing schools, it’s a risk-free path to home ownership. If you are a first-time homebuyer who can’t win a bid because your down payment is too low, it’s perfect. If you can’t find a decent rental, this program gives you hundreds of homes from which to choose. Call now to see if the Lease with Option to Purchase program is right for you.


More Information

To explore the possibilities of purchasing a home using this program, please provide the information below. A representative will reach out to you shortly.